Personal Checking Accounts
 
Checking Accounts | Debit/ATM Card | Reorder Checks†
 
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Free with all Citizens Checking Accounts
Citizens Check Card (Debit Card) Online Banking with Free account alerts via Messenger
Unlimited Check Writing
Check Imaging Notary Service
Telephone Banking Direct Deposit
eStatements  

Product Comparison Chart

Free Checking

  • Designed for simplicity
  • No minimum balance requirement
  • No monthly service fee
  • Non-interest bearing
  • Overdraft Privilege for eligible accountholders
  • Detailed monthly statement

Value Checking

  • Earns a variable rate of interest
  • Low minimum balance requirement
  • No monthly service fee when you meet the minimum balance requirement
  • Overdraft Privilege for eligible accountholders
  • Detailed monthly statement

High Life Checking

  • For Age 50 or better
  • Earns a variable rate of interest on the entire balance
  • No minimum balance requirement
  • No monthly service fee
  • FREE Citizens Logo Checks (Custom Creation checks) or receive 50% discount on other styles
  • Overdraft Privilege for eligible account holders
  • FREE Money Orders, Cashier's Checks, and Single Signature Traveler's Checks
  • Safe Deposit Box Discount - receive 50% off the annual rate
  • Detailed monthly statement
  • Trip Opportunities
  • Seminars

Premier Checking

  • Account with the most benefits
  • Earns a Premium Variable Rate of Interest
  • Average monthly balance requirement to avoid monthly service fee
  • Overdraft Privilege for eligible accountholders
  • Free Check Card transactions at any Non-Citizens ATM
  • Many additional FREE services
  • Detailed monthly statement

College Checking

  • Designed for high school juniors and seniors (age 16-17 with parent as co-owner) and college students age 17-24
  • No minimum balance requirement
  • No monthly service fee
  • Ten free non-Citizens ATM transactions per month
  • Non-interest bearing
  • Detailed Monthly Statement