Fixed Rate Home Equity Loan
 
 
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A Citizens Home Equity Loan is another source of financing that allows homeowners access to the equity accumulated in their home. This equity loan offers an interest rate and payments that are fixed for the entire term.

FEATURES

  • Up to a 10 year repayment period with the interest rate fixed for the entire term.
  • The total amount borrowed is disbursed to you.
  • Maximum Loan-to-Value Ratio is 80%.
  • Interest may be tax deductible (Please consult your tax advisor to determine your tax benefits).
  • Process payments through Online and Telephone Banking by 6:00 p.m. and receive same-day credit.
  • Rate discount with preauthorized payments from a Citizens checking or savings account.

Contact our Customer Service Department for more information at 1-888-226-5237.